RIC is an independent risk manager serving the fiduciary industry.

For over 20 years, RIC has been a nation-leading provider of fiduciary risk management solutions for institutional trustees and wealth management organizations. Choose RIC as a partner and join our client network of over 200 banks and trust organizations.

Fiduciary Solutions

Trust Owned Life Insurance

Closely Held Business Valuations

Will File Platform

No Hidden Agenda

Our entire focus is to provide risk management and administrative solutions for trustees and fiduciaries.

We do not market or sell insurance of any kind.

Latest News

Patrick Alyward Elected CEO

I am pleased to announce that Patrick Alyward has been elected CEO of RIC at our August board meeting, effective September 1st.  Patrick first joined RIC in 2017 and was named President in 2019.  He wa...

Read More

What You Need to Know When a Life Insurance Company’s Financial Strength Declines

A prudent annual review of life insurance policies includes not only an in-depth analysis of an individual contract’s projected performance but also of the insurer of the contract. Tiers of regulatory protecti...

Read More

Trustee Refresher on Remediating Life Insurance Funding Issues

Inadequately funded policies—that is, policies lapsing before maturity or maturing with a significantly reduced death benefit—can compose a significant portion of a trustee’s life insurance portfolio. Clie...

Read More

Get Started

Learn how you can mitigate your liability, meet your fiduciary duty and provide a value-added service to your clients. Contact us today to request information or schedule a demo