RIC is an independent risk manager serving the fiduciary industry.

For over 20 years, RIC has been a nation-leading provider of fiduciary risk management solutions for institutional trustees and wealth management organizations. Choose RIC as a partner and join our client network of over 200 banks and trust organizations.

Fiduciary Solutions

Trust Owned Life Insurance

Independent policy review, administration and remediation solutions to mitigate liability, gain efficiencies, meet regulatory compliance and fiduciary oversight requirements.

Closely Held Business Valuations

Set of review solutions addressing the significant compliance and reporting challenges professional trustees face today holding closely held business interests.

Will File Platform

A secure web-based software application to assist in tracking, maintaining and proactively communicating with a bank's will file and future fee clients.

No Hidden Agenda

Our entire focus is to provide risk management and administrative solutions for trustees and fiduciaries.

We do not market or sell insurance of any kind.

Latest News

What You Need to Know When a Life Insurance Company’s Financial Strength Declines

A prudent annual review of life insurance policies includes not only an in-depth analysis of an individual contract’s projected performance but also of the insurer of the contract. Tiers of regulatory protecti...

Read More

Trustee Refresher on Remediating Life Insurance Funding Issues

Inadequately funded policies—that is, policies lapsing before maturity or maturing with a significantly reduced death benefit—can compose a significant portion of a trustee’s life insurance portfolio. Clie...

Read More

Variable Life Insurance: A Pain in the Asset Allocation for Trustees

When purchasing a life insurance policy, the potential to achieve a higher rate of return than a fixed-rate product has made variable life insurance an increasingly attractive option for consumers over the last t...

Read More

Get Started

Learn how you can mitigate your liability, meet your fiduciary duty and provide a value-added service to your clients. Contact us today to request information or schedule a demo