LIFE INSURANCE VALUATION SERVICES WILL FILE

RIC is an independent risk manager serving the fiduciary industry.

Partner with an expert that has been servicing over 200 institutional trustees nationwide since 2001. We understand the complexities and compliance requirements you are faced with each day managing unique assets.

Fiduciary Solutions

Trust Owned Life Insurance

Independent policy review, administration and remediation solutions to mitigate liability, gain efficiencies, meet regulatory compliance and fiduciary oversight requirements.

Closely Held Business Valuations

Set of review solutions addressing the significant compliance and reporting challenges professional trustees face today holding closely held business interests.

DATATRACK™ Will File Platform

A secure web-based software application to assist in tracking, maintaining and proactively communicating with a bank's will file and future fee clients.

No Hidden Agenda

Our entire focus is to provide risk management and administrative solutions for trustees and fiduciaries.

We do not market or sell insurance of any kind.

Latest News

Trustee Refresher on Remediating Life Insurance Funding Issues

Inadequately funded policies—that is, policies lapsing before maturity or maturing with a significantly reduced death benefit—can compose a significant portion of a trustee’s life insurance portfolio. Clie...

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Variable Life Insurance: A Pain in the Asset Allocation for Trustees

When purchasing a life insurance policy, the potential to achieve a higher rate of return than a fixed-rate product has made variable life insurance an increasingly attractive option for consumers over the last t...

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A Trustee’s Guide: How to Manage TOLI When Your Clients Suspend Premium Payments

More than 40% of the trust-owned life insurance policies RIC reviews each year are identified as being inadequately funded—either lapsing prior to maturity or maturing with a significantly reduced death benefit...

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Get Started

Learn how you can mitigate your liability, meet your fiduciary duty and provide a value-added service to your clients. Contact us today to request information or schedule a WebEx demo